How to Pay With Cash App Without Card on Android

Alicia Santos

Android, Tutorials

How to Pay With Cash App Without Card on Android

Cash App is a popular mobile payment service that allows users to send and receive money using their smartphones. While Cash App is known for its convenience and ease of use, some users may wonder if it’s possible to make payments without having a physical card linked to their account.

The good news is that Cash App offers multiple ways to pay without a card, even on Android devices. In this tutorial, we will guide you through the process of making a payment with Cash App without using a card on your Android device.

Method 1: Using Your Cash App Balance

If you have funds available in your Cash App balance, you can easily use them to make payments without needing a card. Here’s how:

  1. Launch the Cash App: Open the Cash App on your Android device by tapping its icon on the home screen or app drawer.
  2. Login or Create an Account: If you already have a Cash App account, log in using your credentials. Otherwise, create a new account by following the on-screen instructions.
  3. Navigate to the Payment Screen: Once logged in, tap on the “Payments” tab located at the bottom of the screen.
  4. Enter Payment Details: On the payment screen, enter the recipient’s details such as their $Cashtag or phone number.
  5. Set Payment Amount: After entering the recipient’s details, specify the amount you want to send from your Cash App balance.
  6. Add Payment Note (Optional): If desired, you can add a note to accompany your payment by tapping on the “Add note” field and typing your message.
  7. Confirm and Send: Finally, review the payment details and tap on the “Pay” button to send the payment from your Cash App balance.

Congratulations! You have successfully made a payment using your Cash App balance without needing a card on your Android device.

Method 2: Linking Your Bank Account

Another way to make payments without a card on Cash App is by linking your bank account. By doing so, you can transfer funds directly from your bank account to other Cash App users. Follow these steps to link your bank account:

  1. Open the Cash App: Launch the Cash App on your Android device.
  2. Login or Create an Account: Log in to your existing account or create a new one if you don’t have an account yet.
  3. Navigate to the Profile Screen: Tap on the profile icon located at the top left corner of the screen.
  4. Select “Add Bank”: Scroll down and tap on “Add Bank” under Banking.
  5. Select Your Bank: Choose your bank from the list of supported banks. If your bank is not listed, you can try searching for it in the search bar or contact Cash App support for further assistance.
  6. Link Your Account: Follow the prompts to securely link your bank account to Cash App. This may involve providing additional information such as your account number and routing number.
  7. Verify Your Account (if required): Depending on your bank’s verification process, you may need to verify ownership of the linked account. Follow any additional instructions provided by Cash App to complete this step.
  8. Make a Payment: Once your bank account is successfully linked, you can make payments to other Cash App users by following the same steps outlined in Method 1. However, instead of using your Cash App balance, select your bank account as the payment source.

Now you know how to make payments using Cash App without a card on your Android device. Whether you have funds in your Cash App balance or link your bank account, Cash App provides flexibility and convenience for sending money to friends, family, or businesses.


In this tutorial, we explored two methods for making payments with Cash App without a card on Android devices. By utilizing your Cash App balance or linking your bank account, you can easily send money to others without the need for a physical card.

Whether you prefer using funds from your balance or directly transferring from your bank account, Cash App offers various options to suit your needs.

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