How to Add Payment Method on iPhone

Joel Mason

iPhone, Tutorials

Adding a payment method on your iPhone is a simple process that allows you to make hassle-free purchases on various platforms and apps. In this tutorial, we will guide you through the steps to add a payment method on your iPhone using the Apple Wallet app.

Step 1: Open Apple Wallet

To begin, locate and open the Apple Wallet app on your iPhone. The Wallet app is pre-installed on all iPhones and can usually be found on your home screen or in the Utilities folder.

Step 2: Tap on the “+” Button

Once you have opened the Apple Wallet app, look for the “+” button located at the top-right corner of the screen. Tap on this button to proceed with adding a payment method.

Step 3: Select “Credit or Debit Card”

A menu will appear with different options for adding payment methods. From this menu, select “Credit or Debit Card” to add a card from your bank or financial institution.

Step 4: Manually Enter Card Details

You will now be prompted to manually enter your card details. This includes the card number, expiration date, and security code (CVV). Make sure to double-check these details for accuracy before proceeding.

  • Card Number: Enter your card number without any spaces or dashes.
  • Expiration Date: Enter the month and year when your card expires in MM/YY format.
  • Security Code (CVV): Enter the three-digit security code found on the back of your card.

Note: If you have an eligible card from a supported financial institution, you may also have the option to add it automatically by tapping on the “Scan Card” button. This feature uses your iPhone’s camera to capture the card details.

Step 5: Verify Your Card

After entering your card details, you may be asked to verify the card. This verification process varies depending on your financial institution. Common verification methods include receiving a code via SMS or email, or authorizing the card through your banking app.

Step 6: Accept Terms and Conditions

Next, you will need to review and accept the terms and conditions for adding a payment method. These terms outline how your card data will be stored and used securely by Apple.

Step 7: Set Your Default Card (Optional)

If you have multiple payment methods added to your Apple Wallet, you can choose a default card for your convenience. The default card will be used automatically when making purchases unless you specify otherwise during checkout.

Step 8: Success! Your Payment Method is Added


You have successfully added a payment method on your iPhone using the Apple Wallet app. You can now use this payment method for various transactions, including in-app purchases, online shopping, and contactless payments using Apple Pay.

Note: If at any point you wish to remove or manage your payment methods, simply open the Apple Wallet app and navigate to the “Cards” section where you can make changes as needed.

We hope this tutorial has been helpful in guiding you through the process of adding a payment method on your iPhone. Happy shopping!

Android - iPhone - Mac

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