How to Add Credit Card to iPhone

Kyle Wood

iPhone, Tutorials

Adding a credit card to your iPhone is a simple and convenient way to make online purchases, securely manage your subscriptions, and streamline your digital wallet. In this tutorial, we will walk you through the step-by-step process of adding a credit card to your iPhone. So, let’s get started!

Step 1: Open the Wallet App

To begin, locate the Wallet app on your iPhone. This app comes pre-installed on all iPhones and is represented by an icon that looks like a wallet.

Step 2: Tap on “Add Credit or Debit Card”

Once you have opened the Wallet app, tap on the “+” (plus) sign located in the top right corner of the screen. This will open a menu with various options. Select “Add Credit or Debit Card” from this menu.

Step 3: Position Your Card within the Frame

After selecting “Add Credit or Debit Card,” your iPhone’s camera will activate. Place your credit card within the frame displayed on your screen. Ensure that your card fits entirely within the frame for accurate scanning.


  • If you have trouble scanning your credit card, you can choose to enter the information manually by tapping on “Enter Card Details Manually”.
  • If you are adding a card that is already associated with your Apple ID, it may be automatically added without requiring scanning.

Step 4: Verify Your Card Details

Your iPhone will automatically scan and detect the relevant details from your credit card such as the card number and expiration date. Review these details carefully to ensure accuracy. You may need to manually enter any missing information.

Step 5: Agree to Terms and Conditions

Next, you will be prompted to agree to the terms and conditions of adding your credit card to your iPhone. Make sure you read through them and then tap on “Agree” to proceed.

Step 6: Verify Your Card

In order to verify your card, you will need to choose one of the verification methods provided by your card issuer. This can include entering a verification code sent via SMS or contacting your bank directly. Follow the on-screen instructions to complete the verification process.


If you encounter any issues during the verification process or if your card is not supported for Apple Pay, contact your bank or card issuer for assistance.

Step 7: Set Default Card (Optional)

If you have multiple cards added to your Wallet app, you can set a default card for use with Apple Pay. To do this, go to Settings > Wallet & Apple Pay. Under the “Transaction Defaults” section, tap on “Default Card” and select the desired card from the list.

Congratulations! You have successfully added a credit card to your iPhone. Now you can enjoy the convenience of making secure payments with just a few taps on your device.


  • To remove a credit card from your iPhone, simply go back into the Wallet app, locate and tap on the card, then scroll down and select “Remove Card”.
  • Make sure that if you lose your iPhone or it gets stolen, immediately contact your bank or card issuer to ensure the security of your credit card information.

With Apple Pay becoming increasingly popular, adding your credit card to your iPhone is a wise choice. It not only simplifies your payment options but also enhances the security of your transactions.

So why wait? Follow these steps and take advantage of the seamless experience offered by Apple Pay!

Android - iPhone - Mac

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